Enter an availability target — or pick a preset (two to five nines) — to see the maximum downtime you are allowing per year, month, week, and day. The gap looks small on paper but is huge in practice: 99.9% permits about 8 hours 45 minutes of downtime a year, while 99.99% allows only about 52 minutes. That order-of-magnitude difference is exactly why SLAs are stated in nines.
Use it to sanity-check an SLA before you commit to it, and to reason about the engineering it implies — three nines is achievable with good deploys and monitoring, four or five nines demands redundancy, automated failover, and error budgets. Remember that dependent services multiply: a chain of components is always less available than its weakest link.